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IWU Personal Level Risk Involved without Financial Plans Discussion

IWU Personal Level Risk Involved without Financial Plans Discussion


Planning I: Preparation, Scope, Quality, and Risk

Getting Started

What do you do when risks are identified on a project? Do you ignore them? Do you find mitigation strategies to deal with the risks? According to the Association for Project Management (Naybour, 2015), there are four possible actions: Accept, Avoid, Transfer, or Reduce. Accept means do nothing. Avoid means eliminate the risk. Transfer means give the risk to another party. Reduce means put some mitigation strategy in place.

In life, trials come up. They are akin to risk in projects. Trials can throw you for a loop, wreak havoc, and cause suffering and turmoil. How do you deal with them? This is where perseverance and character come in. Romans 5:1–11 states that through suffering we gain perseverance, through perseverance character, and through character hope.


Website: Bible Gateway

Article: Dealing with Project Risks Effectively

Background Information

Trials and tribulations are similar to risk when the risk is realized. Not all risk has to come to pass if mitigation and elimination strategies work. The risk of going to Hell can be mitigated by believing in Jesus, being saved, and living by faith (Romans 10:9). In fact, Jesus said the road to salvation and Heaven is narrow and not many people enter Heaven, but it is possible.

The scriptures that follow talk of suffering and faith. The writer of this devotion suffered greatly in a battle with cancer. The Lord was there the whole time, providing needed solace and strength through the tests, losing 30 pounds in one week, and arduous pain requiring morphine on doctor’s orders even to sleep. Our Lord is great all the time, and all the time our Lord is great. Our Lord will help us through difficult times.

  • And after you have suffered a little while, the God of all grace, who has called you to His eternal glory in Christ, will Himself restore, confirm, strengthen, and establish you.1 Peter 5:10

For this light momentary affliction is preparing for us an eternal weight of glory beyond all comparison.2 Corinthians 4:17

  • …strengthening the souls of the disciples, encouraging them to continue in the faith, and saying that through many tribulations we must enter the kingdom of God.Acts 14:22


  1. Review the rubric to make sure you understand the criteria for earning your grade.
  2. Read the Introduction and Alignment and the Background Information sections.
  3. Read the article by Paul Naybour, Dealing with Project Risks Effectively.
  4. Navigate to the discussion thread and answer the following prompt(s):
    1. Pick a project or effort in which you were involved that had risk. What did you do about that risk?
    2. Identify the risks involved on a personal level if people do not have financial plans. What can be done to mitigate those risks?
    3. Identify the risks involved on a personal level if people do not have a spiritual plan for their souls. What can be done to mitigate those risks?
  5. In contrast to some of your prior courses, your initial post is due Day Three of the workshop, not Day Four. 
  6. Read and respond to at least two of your classmates’ postings, as well as all follow-up instructor questions directed to you, by the end of the workshop. 

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